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How (and when) to dispute a credit card charge

This article explains the process for disputing credit card charges, including when consumers are protected under the Fair Credit Billing Act and how to file disputes with credit card issuers for unauthorized charges, billing errors, and undelivered goods or services.

1 May 2026Source: The Points Guy

Why it matters

Travelers frequently use credit cards for airline tickets, hotel bookings, and other travel expenses, making knowledge of chargeback protections important for recovering funds in cases of fraudulent charges, incorrect billing, or undelivered travel services.