Indonesia’s Second Home KITAS (2026) – The 5-Year Bali Residency Visa for Expats
Indonesia’s Second Home KITAS (Kartu Izin Tinggal Terbatas) is a long-term residency visa designed for retirees, remote workers, and investors who want to live in Bali or other Indonesian provinces without the hassle of frequent visa runs. As of 2026, the program has expanded to offer stays of up to 5 years (with possible extensions), making it one of the most attractive residency options in Southeast Asia for those with stable foreign income or significant assets. Searches for “Bali Second Home Visa 2026” spike every January and July, when expats reassess their long-term plans. The visa targets high-net-worth individuals, digital nomads with proof of remote income, and retirees who can meet the financial requirements—currently set at a minimum bank deposit of IDR 2 billion (approximately USD 130,000) or equivalent property ownership in Indonesia.
What you need to know
Introduced in 2021 and refined in 2024, the Second Home KITAS is not a retirement visa but a long-term stay permit tied to investment or financial capacity. As of 2026, the visa allows stays of up to 5 years, renewable once (for a total of 10 years), provided the applicant maintains the required financial threshold. The program is administered by the Directorate General of Immigration (DGI) and requires applicants to hold a sponsor—typically a local company, agent, or family member—who assists with the application process. Recent changes include stricter verification of income sources and a requirement to open an Indonesian bank account before applying. Applicants must also undergo a health check and provide a police clearance certificate from their country of residence.
Unlike the B211a tourist visa or the limited 6-month retirement visa, the Second Home KITAS does not restrict work but does not grant employment rights. Remote workers and freelancers must prove consistent foreign income (typically USD 2,000–3,000 per month), while retirees rely on pension statements or investment returns. The visa is location-flexible within Indonesia, but most applicants choose Bali due to its infrastructure, expat community, and international airport. Processing times have improved to 4–8 weeks with complete documentation, though delays can occur during peak seasons (March–June and September–November).
Who is eligible
- Retirees: Age 55+ with proof of stable monthly income or savings (minimum USD 2,000/month or IDR 300 million/year).
- Remote workers & digital nomads: Proof of foreign employment or freelance income (minimum USD 2,500/month for the past 6 months).
- Investors & property owners: Ownership of Indonesian real estate valued at IDR 2 billion (USD 130,000) or more, or a 5-year fixed deposit in an Indonesian bank of the same amount.
- Dependents: Spouses and children under 18 can be included, with additional financial requirements (e.g., +25% of the main applicant’s income).
- Health & character: Must pass a medical exam and provide a police clearance certificate (no criminal record in the past 5 years).
- Sponsorship: Must have a local sponsor (company, agent, or family member) who submits the application on your behalf.
Cost breakdown
| Item | Cost (IDR) | Cost (USD) |
| Visa application fee (DIKJ) | IDR 2,000,000 | ~USD 130 |
| Visa approval (TA-01) | IDR 5,000,000 | ~USD 325 |
| Limited Stay Permit (ITAS) processing | IDR 10,000,000 | ~USD 650 |
| Annual residence permit (Tanda Bukti) | IDR 3,000,000/year | ~USD 200/year |
| Agent/agency service fee (optional) | IDR 25,000,000–50,000,000 | ~USD 1,600–3,200 |
| Health check (required) | IDR 1,500,000–3,000,000 | ~USD 100–200 |
| Police clearance certificate (international) | IDR 500,000–2,000,000 | ~USD 35–130 |
| Total (excluding financial deposit) | IDR 47,000,000–92,000,000 | ~USD 3,100–6,000 |
Note: The IDR 2 billion (USD 130,000) deposit or property requirement is separate and must be held for the duration of the visa. Funds can be in a fixed deposit or proven via property ownership.
How to apply (step by step)
- Choose your route: Decide whether to apply via financial deposit (IDR 2 billion in an Indonesian bank) or property ownership (valued at IDR 2 billion+).
- Gather documents: Prepare passport (valid 18+ months), passport photos, police clearance, health certificate, proof of income/savings, sponsor letter, and financial proof (bank statements or property deed).
- Open an Indonesian bank account: Required for the deposit route; choose a major bank (BCA, Mandiri, BNI) and deposit the funds under a 5-year term.
- Secure a sponsor: Hire a licensed immigration agent or have a local company/family member act as your sponsor. The sponsor submits the application to the DGI.
- Submit application: The sponsor files the visa application (DIKJ) and pays fees at the local immigration office. Processing takes 4–8 weeks.
- Receive approval (TA-01): Once approved, you’ll get a 6-month single-entry visa to enter Indonesia.
- Apply for ITAS in Indonesia: Within 30 days of arrival, visit the immigration office to convert the TA-01 into a 5-year Limited Stay Permit (ITAS).
- Register with local authorities: After receiving the ITAS, register at your local district office (Kantor Camat) and obtain a SKTT (Residence Certificate).
- Annual renewal: Each year, pay the residence permit fee (IDR 3 million) and renew your SKTT. After 5 years, you can apply for a 5-year extension.
Common mistakes / what to watch out for
- Insufficient proof of income: Immigration rejects applications where foreign income is inconsistent or below the USD 2,000–3,000/month threshold. Bank statements must show regular deposits.
- Incorrect financial deposit structure: The IDR 2 billion must be in a fixed-term deposit (not a savings account) and cannot be withdrawn during the visa period without approval.
- Missing police clearance or health check: Both documents are mandatory; delays in obtaining them (especially international police clearance) can derail the timeline.
- Overlooking sponsor requirements: The sponsor must be a legal entity (company) or a close family member; using an unregistered agent can lead to application rejection.
- Ignoring tax obligations: While the visa doesn’t require tax residency, owning property or earning income in Indonesia may trigger local tax reporting requirements.
Frequently asked questions
Can I work locally with a Second Home KITAS?
No. The visa does not grant employment rights. You can work remotely for a foreign company or freelance for overseas clients, but local employment is prohibited without a separate work permit (IMTA).
Do I need to live in Bali full-time?
No, but you must enter Indonesia at least once per year to maintain the visa. You can spend up to 6 months abroad, but overstaying outside Indonesia risks visa cancellation.
What happens if my bank deposit drops below IDR 2 billion?
You must top it up within 30 days or risk visa cancellation. The deposit is monitored annually during your ITAS renewal.
Can I bring my pets?
Yes, but they require an import permit, rabies vaccination, and microchipping. Quarantine is typically 14 days upon arrival in Indonesia.
Is there a minimum stay requirement?
No, but immigration may question long absences (e.g., 12+ months outside Indonesia) during visa renewals. Maintain ties by visiting at least once per year.
Can I convert this visa to permanent residency or citizenship?
No. The Second Home KITAS is a temporary stay permit only. After 10 years, you may explore other residency pathways, but Indonesian citizenship requires renouncing previous nationality (dual citizenship is not permitted).
Final advice
Indonesia’s Second Home KITAS is a solid choice for expats who want long-term stability in Bali without the hassle of tourist visa runs, but it’s not a shortcut. The IDR 2 billion deposit is non-negotiable, and the paperwork is extensive—expect to spend USD 3,000–6,000 on fees and agent services. Start by verifying your financial documents and securing a reputable sponsor; delays often stem from incomplete applications or misclassified income. If you’re unsure, consult the Indonesian Immigration Directorate General’s official website or a licensed agent before transferring funds. For travel planning while waiting for approval, use Trip.com to book flexible flights for your initial entry, as visa timelines can shift. Ultimately, this visa rewards preparation—those who treat it like a residency application (not a tourist extension) will avoid the most common pitfalls.