Travel Insurance for Australia
Insurance Required
Australian tourist visas (ETA/eVisitor) do not require travel insurance, but it is strongly recommended.
What your policy should cover for Australia
Medical
Min. $100K
Evacuation
Min. $50K
Baggage
Min. $1,500
Trip cancel
Full cost
Key risks in Australia
- 1Dangerous wildlife (snakes, spiders, jellyfish)
- 2UV radiation — extreme sunburn risk
- 3Rip currents at surf beaches
- 4Bushfire season (October–March in east/south Australia)
Insurance tips for Australia
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Frequently Asked Questions
Do I need travel insurance for Australia?
While not legally required, travel insurance is essential for Australia. The country has excellent healthcare but it is entirely fee-based for tourists. A single ER visit can cost $500–2,000; an ICU stay could reach $5,000/day.
Does travel insurance cover the Great Barrier Reef activities?
Scuba diving and snorkelling in the Great Barrier Reef are covered by most comprehensive policies, but diving beyond 30 metres typically requires a dive-specific add-on. Always declare adventure activities.
Is travel insurance covered by my Australian working holiday visa?
Working holiday visa holders are not covered by Medicare or private health insurance as tourists. You must arrange your own comprehensive travel/health insurance for the duration of your stay.
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