Travel Insurance for India
What your policy should cover for India
Medical
Min. $100K
Evacuation
Min. $50K
Baggage
Min. $1,500
Trip cancel
Full cost
Key risks in India
- 1Food and water safety (traveller's diarrhoea, typhoid)
- 2Air quality in Delhi and other major cities
- 3Road accidents (high traffic fatality rate)
- 4Altitude sickness if trekking in Himalayan regions
Insurance tips for India
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Frequently Asked Questions
Do I need travel insurance for India?
India does not require travel insurance for most visas, but it is strongly recommended. Medical evacuation from remote trekking areas can cost $15,000–50,000, and treatment for serious illness in top private hospitals can also be expensive.
Does travel insurance cover trekking in the Himalayas?
Standard policies often exclude trekking above 4,000m. If you plan to trek in Ladakh, Spiti Valley, or do altitude trekking, you need an adventure sports add-on. Always check the altitude limit.
What vaccinations are recommended for India?
Travel insurance does not cover routine vaccinations. The CDC recommends Hepatitis A, Typhoid, and possibly Hepatitis B, Rabies, and Japanese Encephalitis depending on your itinerary. Consult a travel medicine clinic 4–6 weeks before departure.
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