Travel Insurance for South Korea

Low risk destinationPublic hospital visits from ₩30,000 ($22). Private hospitals slightly higher but still reasonable.
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What your policy should cover for South Korea

Medical

Min. $100K

Evacuation

Min. $50K

Baggage

Min. $1,500

Trip cancel

Full cost

Key risks in South Korea

  • 1
    Air quality (fine dust/yellow dust from China, March–May)
  • 2
    Limited English in medical situations outside Seoul
  • 3
    Hiking injuries on mountainous terrain
  • 4
    Winter cold (December–February, temperatures below -10°C)

Insurance tips for South Korea

South Korea has an excellent and affordable healthcare system — public hospitals are good quality
Emergency number: 119 (ambulance), 112 (police). Some operators speak English
Travel insurance is useful mainly for trip cancellation, baggage, and repatriation
K-ETA electronic travel authorisation is required for many nationalities — check before you travel

Get covered for South Korea — from $3/day

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Frequently Asked Questions

Do I need travel insurance for South Korea?

South Korea is a safe, developed country with excellent healthcare. Travel insurance is not mandatory but recommended for trip cancellation protection, baggage cover, and repatriation costs if you need emergency medical evacuation.

Does travel insurance cover hiking in South Korea?

Yes — hiking on marked trails in national parks like Seoraksan, Hallasan (Jeju), or Bukhansan is covered by most standard policies. Extreme mountain climbing or off-trail trekking may require an adventure sports add-on.

What should I do in a medical emergency in South Korea?

Call 119 for an ambulance. Severance Hospital, Samsung Medical Centre, and Asan Medical Centre in Seoul have international patients departments with English-speaking staff.

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