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Credit Card Coupon Books Are Tiresome — Except When These Provide Real Value

American Express and Chase have increased annual fees on premium credit cards (Amex Platinum and Sapphire Reserve) while adding statement credits and merchant offers to justify the costs. The article argues that when credits are abundant and easy to use, they provide genuine value rather than feeling like tedious coupon books.

11 April 2026Source: View from the Wing

Why it matters

Premium travel credit cards are significant tools for frequent travelers to offset annual fees through travel credits and lounge access. Understanding which cards genuinely pay for themselves through usable benefits helps travelers make informed decisions about premium card membership.