Travel Insurance for Thailand

Medium risk destinationPrivate hospitals from $150–500/night. Major surgery can reach $10,000+.
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What your policy should cover for Thailand

Medical

Min. $100K

Evacuation

Min. $50K

Baggage

Min. $1,500

Trip cancel

Full cost

Key risks in Thailand

  • 1
    Road accidents (Thailand has high road fatality rates)
  • 2
    Food poisoning
  • 3
    Dengue fever
  • 4
    Jellyfish and marine life in southern islands

Insurance tips for Thailand

Thailand's private hospitals (Bangkok Hospital, Bumrungrad) are world-class and popular with medical tourists
Ensure your policy covers scooter or motorbike riding if renting one
The rainy season (May–October) increases flood and landslide risk in some areas
Political unrest occasionally occurs in Bangkok — check travel advisories before departure

Get covered for Thailand — from $3/day

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Frequently Asked Questions

Do I need travel insurance for Thailand?

Travel insurance is not legally required for Thailand, but highly recommended. Without insurance, a single night in a Bangkok private hospital could cost $200–500, and a medical evacuation over $30,000.

Does travel insurance cover Thai islands?

Yes — most comprehensive policies cover all of Thailand including Koh Samui, Koh Phangan, Phuket, and Koh Tao. Check that emergency evacuation from remote islands is included.

What is the best travel insurance for Thailand?

Look for a policy that covers medical expenses of at least $100,000, emergency evacuation, trip cancellation, and adventure sports if you plan to scuba dive, rock climb, or ride motorbikes.

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