Travel Insurance for Thailand
What your policy should cover for Thailand
Medical
Min. $100K
Evacuation
Min. $50K
Baggage
Min. $1,500
Trip cancel
Full cost
Key risks in Thailand
- 1Road accidents (Thailand has high road fatality rates)
- 2Food poisoning
- 3Dengue fever
- 4Jellyfish and marine life in southern islands
Insurance tips for Thailand
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Frequently Asked Questions
Do I need travel insurance for Thailand?
Travel insurance is not legally required for Thailand, but highly recommended. Without insurance, a single night in a Bangkok private hospital could cost $200–500, and a medical evacuation over $30,000.
Does travel insurance cover Thai islands?
Yes — most comprehensive policies cover all of Thailand including Koh Samui, Koh Phangan, Phuket, and Koh Tao. Check that emergency evacuation from remote islands is included.
What is the best travel insurance for Thailand?
Look for a policy that covers medical expenses of at least $100,000, emergency evacuation, trip cancellation, and adventure sports if you plan to scuba dive, rock climb, or ride motorbikes.
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