Travel Insurance for Europe
Insurance Required
Travel insurance with minimum €30,000 medical cover is MANDATORY for Schengen visa applications.
What your policy should cover for Europe
Medical
Min. $100K
Evacuation
Min. $50K
Baggage
Min. $1,500
Trip cancel
Full cost
Key risks in Europe
- 1Pickpocketing in major cities (Barcelona, Rome, Paris, Prague)
- 2Schengen visa cancellation risk
- 3Flight cancellations and delays
- 4Baggage loss on inter-European flights
Insurance tips for Europe
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Frequently Asked Questions
Is travel insurance compulsory for Europe / Schengen?
Yes — travel insurance with minimum €30,000 medical coverage is legally required for a Schengen visa. Without it, your visa application will be rejected. Ensure the policy covers the entire Schengen zone and all dates of your trip.
Does the EHIC card replace travel insurance in Europe?
No. The European Health Insurance Card (EHIC) or GHIC only covers emergency state healthcare in EU countries — it does not cover repatriation, trip cancellation, lost baggage, or private medical treatment. Full travel insurance is still needed.
What is the minimum insurance for a Schengen visa?
The minimum required is €30,000 medical coverage valid for all Schengen area countries for the full duration of your trip. EKTA and other providers offer Schengen-compliant policies specifically designed for visa applications.
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