Japan Currency Guide 2026

Japanese Yen (JPY) ยท ยฅ

150 JPY = $1 (approx.)

Cash: EssentialCards: GoodATMs: Good

Cash is Essential in Japan

Many places are cash only โ€” always carry local currency

Daily Budget Guide

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Budget

ยฅ5,000โ€“8,000 ($33โ€“53) (hostel, convenience store/ramen meals)

๐Ÿจ

Mid-Range

ยฅ12,000โ€“20,000 ($80โ€“133) (hotel, mix of restaurants)

โœจ

Luxury

ยฅ40,000+ ($267+) (ryokan, kaiseki dining, private experiences)

ATM Tips for Japan

7-Eleven (Seven Bank) ATMs accept virtually all international cards โ€” find them at every 7-Eleven store

Japan Post ATMs are reliable and widely distributed at post offices across the country

ATM fees vary by card โ€” Seven Bank charges ยฅ110โ€“220 per transaction for international cards

Many local Japanese bank ATMs still do NOT accept foreign cards โ€” stick to 7-Bank or Japan Post

Card Payment Tips

Japan has rapidly improved card acceptance โ€” Visa/Mastercard now work at most convenience stores, chain restaurants, and larger shops

Many traditional ryokan, small soba restaurants, shrines, and rural businesses are still cash only

IC cards (Suica/Pasmo) work as contactless debit for trains, buses, taxis, and convenience stores

QR code payments (PayPay) are common but require a Japanese phone number to set up

Currency Exchange Tips

โœ“ Best method

Japan Post ATMs and 7-Eleven ATMs (Seven Bank) are the most reliable for international cards. Airport currency exchange (Travelex at Narita/Haneda) is convenient but rates are lower.

โœ— Avoid exchanging at

  • ร—Convenience store currency exchange kiosks (outside 7-Bank ATMs)
  • ร—Small local bank branches (may refuse foreign cards)
  • ร—Dynamic currency conversion at any ATM (always choose JPY)

Tipping in Japan

Never tip in Japan โ€” it is considered rude and may be returned. Exceptional service is shown by exceptional staff, not cash.

Useful Denominations

10,000 JPY equivalent of $67, main note for larger purchases
1,000 JPY for vending machines, small restaurants, convenience stores
Coins: 500 and 100 JPY are used constantly keep them

Frequently Asked Questions

Is Japan a cash-based country?

Historically yes, but Japan is rapidly digitalising. Major cities (Tokyo, Osaka) are increasingly card-friendly. However, many traditional restaurants, rural attractions, temples, and small businesses remain cash only. Always carry at least ยฅ10,000โ€“20,000.

Where is the best place to get Japanese Yen?

7-Eleven (Seven Bank) ATMs are the gold standard โ€” they accept almost every international card and are at every 7-Eleven store across Japan. Japan Post ATMs are the second-best option.

Should I bring cash to Japan or use ATMs?

Use ATMs in Japan โ€” you get a much better exchange rate than currency bureaux. Withdraw at Seven Bank (7-Eleven) ATMs on arrival at the airport.

Do you tip in Japan?

No โ€” tipping is not part of Japanese culture and is considered unnecessary or even rude. Exceptional service is standard; no additional payment is expected.

Before you go to Japan

Japan Packing List

Everything else you need for your Japan trip

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