Thailand Currency Guide 2026
Thai Baht (THB) ยท เธฟ
35 THB = $1 (approx.)
Thailand Travel Guides
Cash is Essential in Thailand
Many places are cash only โ always carry local currency
Daily Budget Guide
๐
Budget
$20โ35 (guesthouse, street food, public transport)
๐จ
Mid-Range
$50โ100 (hotel, sit-down restaurants, tuk-tuks)
โจ
Luxury
$150+ (luxury hotel, fine dining, private tours)
ATM Tips for Thailand
Thai ATMs charge a flat 220 THB ($6.50) foreign transaction fee per withdrawal โ withdraw maximum amounts
Kasikorn Bank (green ATMs) and Bangkok Bank are most compatible with international cards
Maximum withdrawal is typically 20,000โ30,000 THB per transaction
Some ATMs default to "bank's exchange rate" โ always choose your home currency to avoid dynamic currency conversion
Card Payment Tips
Cards widely accepted at 7-Eleven, major malls, hotels, and most restaurants in Bangkok
Street food, local markets (Chatuchak), tuk-tuks, and songthaew are cash only
The 220 THB ATM fee makes cash cards (Wise/Revolut) significantly cheaper than regular debit cards
Contactless payments are increasingly available at 7-Eleven and larger chains
Currency Exchange Tips
โ Best method
SuperRich exchange counters (orange or green) in Bangkok offer some of Thailand's best rates. Kasikorn and Bangkok Bank ATMs are reliable for international cards.
โ Avoid exchanging at
- รAirport exchange (worst rates)
- รHotels and resorts
- รInformal street exchangers
Tipping in Thailand
Not mandatory but customary. 20โ50 THB ($0.60โ1.50) at restaurants. Round up taxi fares. 100 THB for excellent service.
Useful Denominations
Frequently Asked Questions
Do Thai ATMs charge fees?
Yes โ virtually all Thai ATMs charge foreigners 220 THB ($6.50) per withdrawal regardless of bank. Always withdraw the maximum amount to minimise this cost. Use a Wise or Revolut card to reduce overall fees.
Is Thailand mostly cash or card?
Thailand still relies heavily on cash. Street food, local markets, taxis, and many smaller restaurants are cash only. Cards work at 7-Eleven, major malls, hotels, and larger restaurants.
What is the best currency to bring to Thailand?
USD, GBP, EUR, and AUD are all easily exchanged. SuperRich exchange counters offer the best rates in Bangkok โ look for the orange or green stores near BTS stations.
How much cash should I bring to Thailand?
Plan for 1,000โ1,500 THB ($30โ45) per day for budget travel. Withdraw at reputable ATMs and carry enough cash for day trips and markets where cards aren't accepted.
Before you go to Thailand
Thailand Packing List
Everything else you need for your Thailand trip